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FRS Information
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Retirement Consulting, with a Personal Touch

Retirement Consulting, with a Personal Touch Retirement Consulting, with a Personal Touch Retirement Consulting, with a Personal Touch

Let Us Empower Your Retirement

Schedule Complimentary Consultation Here!

Retirement Consulting, with a Personal Touch

Retirement Consulting, with a Personal Touch Retirement Consulting, with a Personal Touch Retirement Consulting, with a Personal Touch

Let Us Empower Your Retirement

Schedule Complimentary Consultation Here!

About Us

Making & Meeting Goals

Building Strong Futures

Building Strong Futures

Our goal is to help you reach your goals by giving you information to make informed decisions. We offer a host of different financial professionals from but not limited to:

  • Fiduciary Financial Advisers
  • Enrolled Tax Agents
  • Fixed Life & Annuity Specialists
  • Estate Planners
  • Financial Planners
  • Real Estate Advisers

Building Strong Futures

Building Strong Futures

Building Strong Futures

If you're a participant in the Florida Retirement System (FRS) Pension Plan or Investment Plan, you've come to the right place. We provide comprehensive information to help you make informed decisions about your retirement.

Stress-Free Retirement

Building Strong Futures

Stress-Free Retirement

Whether you're just starting to plan for retirement or you're close to retiring, we offer a variety of resources to help you understand your FRS benefits, plan your retirement, and navigate the system.

Frequently Asked FRS Questions

Please contact us if you cannot find an answer to your question.

When you stop working or retire, you can keep your health insurance if you already had it while working. But there are some rules:

  1. If you decide to retire later than usual, you might not get health insurance unless your employer says you can.
  2. If you have a pension plan, you can usually keep your health insurance whether you retire at the regular age or earlier.
  3. If you have an investment plan, you can usually keep your health insurance if you meet the pension plan's regular retirement rules.

Remember, it's best to talk to your employer to see if you can keep your health insurance when you retire or stop working.


Schedule a time with our Financial Advisor for more information.


The HIS benefit is extra help from both retirement plans. It can help you cover some of the money you need to pay for your health insurance after you stop working. 


If you have proof that you have health insurance when you apply, you might get extra money along with your regular retirement money. This extra money is called the "HIS benefit."

Every year you worked gets you $7.50 in HIS benefit, with at least $45 and the most $225 each month. You'll get this extra money every month along with your retirement money.

Schedule a time with our Financial Advisor for more information.


There's tons of ways to maximize your FRS Benefits, but one of the best ways that anyone in FRS can do is to make sure if you do any rollover its in a Deferred Account which is design for retirement.


Schedule a time with our Financial Advisor for more information.


The 4% increase is really a 2.7% increase the interest was 1.3% but now its 4%. So as a example if you have $10k in DROP it was earning $130 a year, but now at 4% that same $10k in DROP it'll be earning $400 a year. Which is a $270 increase.


Schedule a time with our Financial Advisor for more information.


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Sign Up For Our Free FRS Check List Kit, It has everything you'll need to prepare for retirement from FRS

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SEC Disclaimer

  Investment advisory and financial planning services are offered through Benowitz Wealth Management, a State Of Florida Registered Investment Adviser. Sub-advisory services are provided by Benowitz Wealth Management, a Registered Investment Adviser. Insurance, Consulting, and Education services are offered through FRS Information. FRS Information is a separate and unaffiliated entity from Benowitz Wealth Management

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